Buying a car is not enough, maintaining it is also important. For low-income families, it is difficult to regularly service their cars. For such families who can not afford the regular maintenance of their cars, government assistance for car repairs is provided. There are programs led by the government for its citizens that help with car repairs for low-income families.
Free auto repair is provided to those low-income families who need emergency car repair assistance. The majority of the Americans need car repair financial assistance as not all of them can afford the charges that are charged for a single visit by the repairmen or the mechanic. Thus, here are some programs that provide government assistance for car repairs.
What is Government Assistance for Car Repairs?
Government assistance for car repairs consists of various programs run by the government where needy and low-income families are assisted with problems they are facing with their vehicles. Various programs that provide government assistance for car repairs have been introduced for the welfare of the laymen.
JARC or Job Access and Reverse Commute is a government-administered service that provides funding to those low-income families that need free car repairs. It works in collaboration with various local and central non-profit organizations to provide help with car repairs for low-income families. The fundings collected by these agencies are used to help low-income families especially those who have a kid or have a medical condition in their family.
Due to the lack of resources, they often fall short and are not always able to help everyone that reaches out to them for help. Free auto repairs are provided by this service to those who apply to the program and are deemed eligible for the same. It has helped many low-income citizens under government assistance for car repairs but it has one con to it that it only serves in a few states and counties.
It aims to serve people whose jobs are put in jeopardy due to the problems they face with their means of commutation. It focuses on providing emergency car repair assistance to those whose car or truck has had a breakdown in the middle of nowhere. It strives to help those whose jobs could be retained by any kind of car repair financial assistance.
- How does JARC Free Auto Repair Program work?
JARC provides car repair financial assistance to those applicants who exhibit a dire need for this government assistance for car repairs program. It not only provides financial assistance but it sometimes awards the applicants with microcredits as well. These micro credits are provided in the place of financial assistance and they can also be used to get your cars repaired.
To apply to this service one needs to fill a form and check if their services are available in your city, county, or town. You can check that by contacting hotline number 211 or by checking on the government site that is dedicated to the service provided by JARC.
Where to Get Help with Car Repairs For Low-income Families?
Getting help with car repairs for low-income families has been made quite easier now. You can just pick up your phone and contact any of the given organizations for help and there! You have got your car repaired in minutes and that too for free!! Below is a list of organizations that help with car repairs for low-income families
The National Highway Traffic Safety Administration or NHTSA provides help with car repairs for low-income families in certain cases. If your car has a defect or recall is observed in your car, then you can go to their website and enter your vehicle’s VIN to check if you are eligible for free auto repair or not. If you see your car enlisted on the site then you can take your car to a dealer and get it serviced for free of cost.
- The Lift Garage:
Apart from government assistance for car repair programs, there are non-profit organizations like these that help with car repairs for low-income families. The Lift Garage is an NPO that helps the citizens who live below the poverty line and can not afford to pay for the maintenance of their cars on their own.
Before you get benefits of this garage you need to submit the proof of your income and if they are satisfied that you are below the poverty line then you could get your car repaired there for free under the car repair financial assistance Program.
- Women to Work:
Women to work support working women and thus it provides car repair financial assistance and emergency car repair assistance to those women who are working and/or are single mothers. This organization works for the welfare of working women and thus encourages them to work without getting stressed about child care or transportation. If you are a working mother then you can apply to this organization and get your car fixed for free.
- Look for such ads in the classifieds:
One looks up jobs for themselves in classifieds generally, but you can look for free auto repair programs. Often some ads help with car repairs for low-income families. You can check for such ads and contact the potential dealers or auto shop owners who have given those ads. If you find it satisfactory and you if you are sure that it is not a scam then you can take down your car to the respective auto repair shops and get your car repaired for free.
- Vehicles for Change:
VEhicles for change is an NPO that offers help with car repairs for low-income families. Their services are area limited but can assure you quality work. You need not worry about bad service or poor handling when it comes to Vehicle for Change. They not only provide free auto repair but also helps people find a suitable car for themselves.
Must Read: Free Cars For College Students Programs
How can I get a car repair financial assistance?
At the time of a breakdown, one always prays that it doesn’t turn out to be a big problem. Because bigger the problem higher the cost of removing it. If the glitch turns out to be something you were not prepared of you surely wouldn’t have money to pay for its removal. At this time, car repair financial assistance is what comes to our mind first. You can get a car repair financial assistance from various sources. Some of them are listed below:
- Get a personal loan from a friend or relative:
With the sudden breakdown and you forget to get extra cash on you, you have been put in a grave situation. At this moment, the best option is to callup a friend or a relative who you know would surely come to your rescue. You can ask them to send you a couple of thousand bucks which you promise to return as soon as possible. This way you can get a car repair financial assistance easily without getting embarrassed in front of the handyman.
- Use a credit card:
If you have not carried extra cash with you and there is no ATM nearby then there is nothing to worry about. You can still get a car repair financial assistance from the bank. Your credit card can save you from getting vehicle less. You can pay the mechanic by your credit card if it is a low-interest one. You can pay the repair bill through your card only if you remember to repay it to the bank on time or else the interest would keep piling up due to one single bill.
- Reliable Rides:
Reliable Ride is a special program of the Financial Assitance program of Britepath. It helps people by providing car repair financial assistance, especially in Fairfax County. it doesn’t pay the entire amount of your repair bill but would pay up to $400 of the car repair bill that you incur. The organization pays directly to the service provider and hopes the owner would pay the rest. It doesn’t help people without a referral. You need to fill a form after which your eligibility would be checked and based on that and the referral that suggested you, you would be provided car repair financial assistance from this organization.
Who Provides Emergency Car Repair Assistance?
Various non-profit organizations help people with emergency car repair assistance. Some government assistance car repairs programs also provide emergency car repair assistance. There are a few non-governmental organizations that help with emergency car repair assistance. They provide free car repairs to those who are not fortunate enough to get it done on their own.
- Modest Needs:
Modest Needs is a non-profit organization that helps people with emergency car repair assistance. It offers financial support to those low-income families who can not afford to get their car fixed. It is a short-term assistance plan which can be used during the time of crisis. You can apply to their car grants programs to get your car fixed for free of cost.
- Road Ready Repairs:
Road Ready Repairs is a location oriented non-profit organization that provides emergency car repair assistance. It helped the people of Michigan by providing them with free car repair. Not always has it been that they have provided free auto repair. Most of the time they provide grants as a part of their emergency car repair assistance program. They also help people get good cars to commute to work and study.
Must Read: How to get a car From Charity
- Goodwill Industries:
Just like the government assistance for car repairs program, there are goodwill industries that help people with free car repair. You may not get financial assistance from these industries but they can surely direct you the ways to get emergency car repair assistance. They have a list of dealers and auto repair shops that provide free auto repair. You can contact them and get your car serviced for free.
Getting help with car repairs for low-income families can save up a lot of money for these needy families. The government assistance for car repairs program provides a sense of security of jobs to those whose jobs have been in trouble due to problems with their vehicles. One can get all the details about car repair financial assistance and emergency car repair assistance from the websites of the organizations they opt to take help from.
Few frequently asked questions:
There’s been a lot of confusion around whether or not can one get assistance for car repairs and many such car-related issues. All these questions have been answered here:
Q: Can I get my car fixed without paying money?
A: Yes, it is possible to get your car serviced without paying a single penny. There is government assistance for car repairs programs that help with car repairs for low-income families. You can apply to this program and get yourself a free auto repair.
Q: What is the eligibility to apply for government assistance for car repairs?
Government assistance for car repairs generally doesn’t require any eligibility as such. One needs to be a citizen of the United States of America and should hold a valid driver’s license. These two are the basic and probably the only two criteria one needs to fulfill to get government assistance for car repairs.
Q: Who is eligible to get help with car repairs for low-income families?
A: As the title suggests low-income families can get help with car repairs for low-income families. Not only them but families with kids, families having a patient, veterans, elderly and single moms are eligible to get help with car repairs for low-income families and other services like emergency car repair assistance and free auto repair.
Q: Can I get repair assistance apart from government assistance for car repairs program?
A: Yes, there are various other ways to get a free car repair apart from government assistance for car repairs program. You can apply to various NPOs for help or can seek help from your close ones. You can get car repair financial assistance from these organizations if you fit into their eligibility criteria. Different organizations have different eligibility criteria that one needs to fulfill. You can check if you fit in these criteria by visiting the website of the organization you want help from.
Q: Does the Salvation Army help with car repairs?
The Salvation Army like all the other NPOs helps with various things like food, shelter, clothing, education, job opportunities, etc. It provides grants for almost everything. It aspires to promote skill. But unfortunately, there is no mention of helping with car repairs in this organization. One can get assistance for buying cars and paying for the bills related to the car but no specific mention has been done about the Salvation Army helping with the car repairs.
Q: Which NPOs assist with car repairs?
Apart from government assistance for car repairs, one can also get assistance for car repairs from various NPOs. NPOs like St. Vincent de Paul. Modest Needs, Christian Charities, Road Ready Repairs, and others assist, They would provide you with car repair financial assistance, and in some cases where there is a lack of resources they might suggest some dealers or auto repair shops that can help you with your repair problem.